#Monthly expense tracker app plus

The most helpful feature of Goodbudget is its ability to have multiple users contributing to the same household budget. The easy-to-read layout of the Goodbudget app helps you quickly visualize how much of each budget youвЂ™ve used and when youвЂ™re getting close to your spending limit. However, you can choose to reassign some of your cash from another category, if you need funds in the empty budget. Once you spend all of your budget in one category, you stop making those types of purchases. Categories include essentials, like rent or car payments, but also include other recreational spending areas, like dining out and shopping. Goodbudget digitizes the traditional envelope budgeting method where you set spending categories and allocate a specific amount of your income toward each bucket. Best feature for college students or recent graduates: Helps students actively practice budgeting for specific categories, like textbooks.

#Monthly expense tracker app plus

Cost: Free for the basic version Goodbudget Plus is $7 per month or $60 per year.Although it doesnвЂ™t have income and expense tracking features, the ability to invest small increments of money at a relatively low cost put Acorns on the list of budgeting tools. It also makes investing simpler by automatically rebalancing portfolios during market changes, so you stay on target with investment goals. The money app offers beginner-level investors a way to grow their savings in an automated way without needing a high deposit upfront. If you want your banking, savings and investments all working in tandem through Acorns, the money management app offers the Premium version for $3 per month, which includes the option of a checking account. It provides a retirement account savings account, in addition to the basic Acorns Invest account, for an extra $1 per month.

If you want to simultaneously save money for use now and for your retirement, an Acorns Plus subscription is an option. You can also choose to make recurring deposits into your investment savings accounts. Once the spare change reaches a minimum of $5, itвЂ™s invested into your Acorns diversified portfolio. Through its basic subscription tier, Acorns Invest, each purchase on your credit or debit account can be rounded up to the nearest dollar.

Best feature for college students or recent graduates: Acorns lets students grow their investment savings without requiring a high amount of capital upfront.ДЄcorns is a straightforward savings app that lets you save money by micro-investing.Cost: $1 per month for Basic (Acorns Invest) $2 per month for Plus (Acorns Invest and Acorns Later) and $3 per month for Premium (Acorns Invest, Acorns Later and Acorns Spend).The final list of best budgeting tools below is based on its features, unique attributes, customer reviews and overall cost. We compared 13 money management apps to account for varying goals, like apps that help you save money or apps with a focus on investing. To help you narrow down your choices, here are some we thought were the best finance apps based on the criteria below.

Since there isnвЂ™t a one-size-fits-all budgeting app, the best budget app for your lifestyle will depend on your personal money goals. Everyone has their own preference when it comes to a successful budget - for example, some prefer a birdвЂ™s-eye view, while others love tracking their funds on a granular level. The best money management apps are those that make it easy to see where your finances stand and help you reach your financial goals at little to no cost.